Building ISO 20022 Parsing Plugins: Technical Breakthroughs & Implementation
Core technical specifications for SWIFT gpi 2024 compliance:
◈ Dual-version support (2019/2023 schemas with 158 MX message types)
◈ XML parsing speed: <8ms/10k chars (XSD strict validation)
◈ Auto-error correction: Fixes 28 common structural issues (92.7% success rate)
Dev Environment:
✓ Java 17 + XMLBeans 5.2.0
✓ Off-Heap memory management (80% GC reduction)
✓ Real-time FATF Travel Rule validation


Core Module Implementation
1. Dynamic Namespace Handling
◈ Auto-recognizes CBPR+/SWIFT/SCB headers
◈ Handles xsd:any extensions
◈ Namespace conflict resolver (99.3% accuracy)
2. Data Object Mapping
◈ POJO generation with xPath preservation
◈ Bidirectional XML↔JSON conversion (Custom Jackson)
◈ Ehcache 3.10+ integration
3. Compliance Enhancements
✓ OFAC screening (<15ms/message)
✓ SHA-256 with RSA message hashing
✓ PSD2-compliant audit logs (7-year retention)


Performance Optimization
◈ Hybrid StAX + Memory Mapping: <512MB usage for 5GB+ files
◈ Auto-scaled threading (N+1 core detection)
◈ Template pre-caching (>98% hit rate)
Benchmarks (AWS c5.4xlarge):
→ pacs.008 parsing: 2.3ms
→ camt.053 batch: 100k txn/sec
→ Error recovery: 89.2% success